Mortgage Blog

Qualifying for a Mortgage with Assets

Federal rules from Dodd Frank have made it much tougher for borrowers outside the traditional channels, such as Fannie Mae, Freddie Mac, and the government loan programs, to qualify for mortgages. There are some interesting products for the self-employed that revolve around cash flow isolated from a business, but for many, if you don’t qualify on standard metrics and if you are not a self- employed business owner, you may simply be out of luck with no viable options to obtain a new mortgage. However, if you have lived within your means and saved to a point where you have a nice nest...

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May 2nd, 2019 | Specialized Forward Mortgages, mortgage, Non QM, Asset Qualifer, Asset Based Mortgage, Traditional Mortgage, Qualifying for a Mortgage with Assets