Mortgage Blog

An Innovative Means of Curing Mortgage Delinquency

For the past several years, all the talk has been about avoiding foreclosure with loan modifications and short sales for underwater properties with distressed financial situations. One area that has been over looked or maybe just absent from the headlines has been delinquent homeowners with home equity. Many of these homeowners are delinquent on their mortgages for the same reasons as underwater borrowers. They have lost their jobs or suffered some kind of financial set back that has forced them into delinquency. Unfortunately, for those with home equity, the lender has no skin in...

September 10th, 2013 | Loan modification, HECM Reverse Mortgage, Short Sales, Reverse Mortgage, modify your loan with your lender, home equity access, foreclosure, An Innovative Means of Curing Mortgage Delinquency

The Problem with Loan Modifications and Lenders Addressed.

People often complain about the difficulty in obtaining a modification of their loan to achieve a more affordable payment.    The fundamental problem that exists is that your mortgage lender that you make monthly mortgage payments to is often not the investor behind your mortgage. The investor or otherwise real owner of your mortgage is another entity or consortium altogether. I would like to describe the conflict that often interferes. The lender or servicer that receives your monthly mortgage payments can be characterized as the toll booth. They handle the month...

March 4th, 2013 | Loan modification, solutions for underwater properties, Debt Mitigation, modify your loan with your lender, Short Sales, The Problem with Loan Modifications and Lenders Addressed.

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Jefferson Mortgage Group LLC

2536 Leeds Rd.
Oakton, Virginia 22124
FAX: 703-773-6946
NMLS: 935554

Located in Fairfax County, Virginia. Serving all of Virginia, Maryland & Pennsylvania. 


Jefferson Mortgage Group LLC is licensed in Virginia, Maryland & Pennsylvania.
Virginia State Corporation Commission License Number MC-5659 and the Pennsylvania Department of Banking & Securities #46259 
Maryland DLLR License #21586

An Equal Housing Lender

By refinancing the consumer's existing loan, the consumer's total finance charges may be higher over the life of the loan.

This material is not from HUD or FHA and has not been approved by HUD or any government agency.