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Reverse Mortgages.  A retirement planning vehicle to increase cash flow and protect your estate.

Reverse Mortgages. A retirement planning vehicle to increase cash flow and protect your estate.

Reverse Mortgages have broad application for retirees and seniors depending on the current health of the applicant. For those that are generally healthy and desire to stay in their home, the likely strategy for adding a reverse mortgage would be increasin

Mar 19, 2025 | Reverse Mortgage supplemental retirement income Age in Place cashflow

Top 5 Things to Know about Reverse Mortgages

Top 5 Things to Know about Reverse Mortgages

Here are the top five things you need to know about Reverse Mortgages.   A Reverse Mortgage is simply a mortgage. Neither the lender nor the government assumes or receives any ownership swap for the benefits you receive from the reverse mortgag

Sep 11, 2024 | Reverse Mortgage supplemental retirement income Age in Place

What are the Prospects for your Retirement and Staying in your Home?

What are the Prospects for your Retirement and Staying in your Home?

Would you like to be able to stay in your home for your entire retirement? Most people that are thinking about retirement and the shift to eventually living on a fixed income and those that are already retired more than likely would answer yes to this que

Nov 03, 2023 | Reverse Mortgage Retirement Planning Age in Place Jumbo Reverse Mortgage

Home Inflation to Target Price Inflation - Reverse Mortgage

Home Inflation to Target Price Inflation - Reverse Mortgage

Now is an optimal time to consider a Reverse Mortgage given that inflation, general housing demand, and previously very low rates have pushed the values of homes up in many areas substantially over the past couple of years. The higher values allow for hig

Dec 08, 2022 | Reverse Mortgage supplemental retirement income FHA Age in Place Inflation Reverse Mortgage Eligibility 55+ Interest Rates Housing Market Mortgage Rates Real Estate Market 2023 changes Lending Limit increase

Using a Reverse Mortgage to Balance out the Effects of Inflation

Using a Reverse Mortgage to Balance out the Effects of Inflation

Headline inflation has hit us all mainly at the gas pump and the food store, but it’s everywhere and the adverse effects are more prevalent amongst people that live and depend on fixed income.  HECM Reverse Mortgage endorsements had their best year in 202

Apr 11, 2022 | Reverse Mortgage Retirement Planning supplemental retirement income Retirement income insecurity HECM Reverse Mortgage lifetime income with a Reverse Eligibility for Reverse Mortgage Age in Place Jefferson Mortgage Group Inflation cashflow

HECM Reverse Mortgage Lending Limit increased to $822,375

HECM Reverse Mortgage Lending Limit increased to $822,375

What does this mean for you?  A higher limit will accommodate higher home prices and allow for higher home equity access across the board for all eligible age groups going forward. Higher equity access means the HECM has become a more flexible tool for re

Jan 26, 2021 | Reverse Mortgage HECM Reverse Mortgage Seniors reverse credit line Eligibility for Reverse Mortgage Age in Place HECM Changes 2021 Changes

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