The No Doc Investor loan, or otherwise termed DSCR loan, is a terrific vehicle for people that are interested in investment properties. Federal regulations that mandate strict mortgage loan qualification requirements have been quite stringent for owner occupied 1-4 family homes since 2008 enactment. However, the DSCR is exempt from these qualification mandates and evaluates the properties based on marketable cash flow offset against the principal interest, taxes, insurance, and other mandatory monthly costs, if applicable. Beyond that, it focuses on the borrower’s credit score and verifying the basic funds to close plus a couple months reserves. This provides for a nice loan that is primarily a property-based loan due to exemptions from the stringent federal regulations. This loan can help you buy a property as an individual or in an LLC. It is very convenient and easy to obtain for purchasing, rate and term refinancing such as paying off a balloon note, or even cash-out. Anyone in the market for investment property or adding to portfolio investor properties should consider the No Doc DSCR loan. To read more about the options for DSCR Investor Loans click here.