CALL US: 703-319-2198

ITIN Loans

What is an ITIN Loan?  It is a flexible full documentation mortgage for individuals with an "Individual Tax Identification Number" in lieu of a Social Security Number. 

Our ITIN Program is for borrowers who live and work in the US, that have a Valid ITIN Number and file US Tax Returns under their ITIN Number.  Borrowers can be Wage Earners paid W2 by their employer or Self-Employed.  

 equity increase

Program highlights:

  • Available up to 85% Loan-to-Value (LTV) with 700 Trans Union score or up to 80% LTV with no credit score.
  • Available for Primary Residences and Second Homes. 
  • Available without any previous rent or mortgage history. 
  • Only one year employment and income documentation required. 
  • A valid credit score is NOT required for qualifying. 
  • Credit is extremely flexible. No minimum credit profile is required regarding the number of credit tradelines on your credit report.  
  • There are no reserve funds required after the down payment and closing costs.
  • Gift funds are allowed from eligible family members. 

Want to learn more?  We provide loans specifically for ITIN card holders.  Contact us today!!

Licensed in Virginia, Florida, Maryland and Pennsylvania.



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