We offer Private Commercial Loans in Virginia, Maryland, and DC to help you with your real estate investment projects. If you are an investor, you need the right tools to get the job done and profit. The primary tools for winning with real estate are efficiency, execution, and the right relationships. We would like to build relationships with experienced investors that value these same tenets and help them with a path to consistent profits as their local lender.
Our Commercial Hard Money loans are only available for non-owner occupied properties whereby the proceeds are clearly designated for business and/or investment use (active or passive).
Loans that meet our eligibility are available up to 100% of your purchase price not to exceed 70% of improved appraised value (ARV)
Permanent financing is available for rehabbed/improved properties owned less than a year based off the current appraised value and not the property cost basis provided you have owned the property a minimum of three months and it is a rate/term refinance.
Alternative Hard Money type loans are also available up to 75% of appraised value for owner occupied and investment properties for business use and/or property repairs under our more traditional investment programs. Alternative Hard Money loans do require various forms of qualification to meet the Federal Ability to Repay Rules (ATR) whereas this is not required with Private Commercial Hard Money. Call us today to see which program is best suited for your property objective.