QUESTIONS?

CALL US: 703-319-2198


Mortgage Blog

HUD Counseling Examined

For every story of someone that got hurt with a bad mortgage in the housing crisis it sure would be nice to hear a good story.  We all know that regulation and re-regulation has been a boon for the people that grow trees and make paper.  The big

Sep 06, 2014 | Reverse Mortgage Retirement Planning supplemental retirement income HECM Reverse Mortgage HUD

HECM for Purchase - Buy a Home and get a Reverse Mortgage in one transaction

Achieve diversification, increased liquidity, and financial peace of mind by using a HECM for Purchase to buy a new primary residence. Instead of solely focusing on downsizing as we age why don’t we expand on this thought and make it a financial st

Aug 11, 2014 | Reverse Mortgage Retirement Planning HECM Reverse Mortgage HECM to Purchase HECM for Purchase

Reverse Mortgage Non-Borrowing Spouse Risk - New Government Remedy

Due to litigation pressure and loud voices of non-borrowing spouses that have abruptly found themselves without a home upon the passing of the borrowing spouse, the government has attempted to unravel the complexity of this issue, thereby removing risk fo

Jul 25, 2014 | Reverse Mortgage Retirement Planning supplemental retirement income HECM Reverse Mortgage HUD

New Development from HUD on HECM Reverse Mortgages

Just last week, HUD announced positive changes to the principle limit factors that govern home equity access levels for eligible homeowners.  While younger homeowners in their sixties may not see much benefit in the form of increased eligibility, the

Jul 09, 2014 | Reverse Mortgage Retirement Planning HECM Reverse Mortgage Government insured mortgage HUD

Reverse Mortgage - Play it Safe With Your Spouse

Eligibility for a Reverse Mortgage is based on your property value and the age of the youngest borrower. The older you are, the more eligibility you have to access your home equity. Reverse Mortgages are an attractive way for retirees and active

Jul 03, 2014 | Reverse Mortgage supplemental retirement income HECM Reverse Mortgage lifetime income with a Reverse

Reverse Mortgage: A Cost-Effective Tool for Long Term Care Insurance.

How can we establish a cost effective mechanism for long term care insurance?  I have been told by several financial advisors that nobody wants to pay premiums for long term care insurance that they may never use.  Unless you set this up early,

May 21, 2014 | Reverse Mortgage Retirement income insecurity HECM Reverse Mortgage Long Term Care

Recent Posts

Blog Tags

Reverse Mortgage HECM Reverse Mortgage Retirement Planning supplemental retirement income Seniors Retirement security Short Sales Financial Planning Traditional Mortgage Home Care Age in Place Jumbo Reverse Mortgage lifetime income with a Reverse solutions for underwater properties Government insured mortgage Retirement income insecurity Social Security HECM for Purchase Long Term Care forgiven mortgage debt home equity access Non QM private label reverse mortgage reverse credit line mortgage Investor Loans mortgage debt forgiveness act Specialized Forward Mortgages Mortgage Loan Process Eligibility for Reverse Mortgage Debt Mitigation HUD Annuity Loan modification Real Estate Investment Loans foreclosure self-employed borrower VA LOAN FHA 55+ Reverse to Purchase Mortgage Financial Assessments No Doc Investor Loans cashflow bank statement loan HECM Changes Interest Rates investor financing Inflation VA Low Score Jefferson Mortgage Group manual underwrite HELOC Construction Loan Fed Real Estate Economy 2025 changes QM Lending Limit increase DSCR Non-recourse loan modify your loan with your lender mortgage debt relief act Housing Market Mortgage Deliquency Fiscal Cliff Senior Advocate Medicare Mortgage Rates Jumbo Reverse Second Trust mortgage debt Real Estate Market Sandwich Generation Reverse Mortgage Eligibility Second Trust Gray Divorce Jumbo Mortgage Loan Rentership Credit Score down to 500 downsizing bankruptcy MIP 2023 changes growth factor Trump Principal Limit Factor Hard Money Loan Treasury DSCR Commercial Real Estate 2021 Changes Debt Residual Income Asset Qualifer FINRA Housing Prices Business Cash-flow Property-based loan OBBBA Asset Based Mortgage HECM to Purchase Home improvements Blanket Loan Senior Care Diversification Low Credit Score Estate Plan Prequalification Unrestricted Approval Non-Qualifying Loan success story High-Value Homes LESA occupancy requirements ATR Rule assisted living LLC Seller Contribution Second Trust