This No Doc loan has a portfolio-based philosophy. It may be an intermediate-term fix for someone that is just shy of two years self-employed, a better substitute for a Bank Statement or Profit & Loss type loan, or a more attractive option to Hard Money.

This is a real No Doc loan for the regulated Owner Occupied & 2nd Home loan category.

Qualify Based On:

Loan to Value
Credit Score
Reserves

Program Highlights

First-time homebuyers eligible
Purchases & Cash-Out refinances
80% loan-to-value for purchases
75% loan-to-value for cash-out refinances
Optimal representative credit score is 720
Lower LTV options available down to a minimum 620 score
Additional options available for 740+ scores
Loans up to $3 million
30-year fixed rates with no prepayment penalties
2 months reserves for first-time homebuyers
6 months standard reserves for all other scenarios
Gift funds allowed for 100% of down payment & closing costs
Up to 6% seller contributions allowed

*Available in Virginia & Florida. ADA eligibility.

CONTACT US

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Credit & Asset Qualifier

Qualify Based On:

Program Highlights

CONTACT US

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