QUESTIONS?

CALL US: 703-319-2198


Mortgage Blog

Self-Employed Workers Face Mortgage Hurdles - WSJ Article

Self-Employed Workers Face Mortgage Hurdles - WSJ Article

It is true that the Self Employed borrower normally hits a wall when it comes to qualifying for a mortgage when asked for their Federal tax returns. The process by which your accountant works their magic is the often the exact opposite of what the lenders

Apr 19, 2018 | Traditional Mortgage Mortgage Loan Process Age in Place self-employed borrower bank statement loan

HECM Reverse Mortgage - Understanding the Treatment of Mortgage Debt

HECM Reverse Mortgage - Understanding the Treatment of Mortgage Debt

Is mortgage debt eliminated when you get a Reverse Mortgage?  Some would venture to say the debt is eliminated, however, this is misleading and causes significant confusion and lack of understanding with the program. This concept appears too good to

Jun 07, 2017 | Traditional Mortgage HECM Reverse Mortgage mortgage debt

The real story on Trump's Treasury pick and reverse mortgages

Terrific article that puts the terminology surrounding reverse mortgages in better context and explains it so normal people can understand. As the article denotes, with a Reverse Mortgage, foreclosure is not necessarily a bad thing.  Foreclosure is n

Jan 20, 2017 | Reverse Mortgage Traditional Mortgage foreclosure Trump Treasury

Parachute Mortgage Delinquency with a HECM Reverse Mortgage

A parachute from high altitude is always a lifeline.  When a retiree or a senior, whether still working or not, gets into potential trouble with a forward mortgage payment becoming unaffordable, a HECM Reverse Mortgage can serve as a financial lifeli

Jun 02, 2015 | Retirement Planning Traditional Mortgage supplemental retirement income HECM Reverse Mortgage Mortgage Deliquency

Transitioning from a Standard Mortgage to a Reverse Mortgage.

Nice article comparing wealth and consumption effects of a HECM Reverse Mortgage.  I would like to add a few things.  First, the money is essentially the same.  You either pay the mortgage payment or have your home equity make the payment.

Jan 05, 2015 | Reverse Mortgage Retirement Planning Traditional Mortgage supplemental retirement income HECM Reverse Mortgage

Rentership Defined!

It would appear that we may have a new word candidate for the mighty review board at Webster's.  Rentership is a new phenomenon that is pervasive throughout our real estate economy.  It is hidden below the radar and often not breached in con

Dec 12, 2014 | Traditional Mortgage solutions for underwater properties Rentership Real Estate Economy

« Previous 1 2 Next »

Recent Posts

Blog Tags

Reverse Mortgage HECM Reverse Mortgage Retirement Planning supplemental retirement income Seniors Retirement security Short Sales Financial Planning Traditional Mortgage Home Care solutions for underwater properties Age in Place Jumbo Reverse Mortgage lifetime income with a Reverse Government insured mortgage Retirement income insecurity Social Security HECM for Purchase home equity access Long Term Care forgiven mortgage debt reverse credit line mortgage Investor Loans mortgage debt forgiveness act Mortgage Loan Process Eligibility for Reverse Mortgage Specialized Forward Mortgages Debt Mitigation private label reverse mortgage Non QM Loan modification Annuity foreclosure cashflow Real Estate Investment Loans self-employed borrower FHA VA LOAN HUD Financial Assessments No Doc Investor Loans bank statement loan 55+ Reverse to Purchase Mortgage Interest Rates HECM Changes Inflation investor financing VA Low Score Jefferson Mortgage Group Lending Limit increase DSCR 2025 changes QM modify your loan with your lender mortgage debt relief act Housing Market Mortgage Deliquency Non-recourse loan Fiscal Cliff Mortgage Rates Senior Advocate Medicare Real Estate Market Sandwich Generation Jumbo Reverse Second Trust mortgage debt Reverse Mortgage Eligibility manual underwrite Construction Loan Fed Real Estate Economy HELOC Hard Money Loan Trump Principal Limit Factor 2021 Changes Debt Treasury DSCR Commercial Real Estate FINRA Housing Prices Business Cash-flow Property-based loan Residual Income Asset Qualifer HECM to Purchase OBBBA Asset Based Mortgage Blanket Loan Home improvements Diversification Low Credit Score Estate Plan Senior Care Inflation Rentership Credit Score down to 500 Second Trust Gray Divorce Jumbo Mortgage Loan 2023 changes growth factor downsizing bankruptcy MIP success story High-Value Homes LESA occupancy requirements ATR Rule assisted living LLC Seller Contribution Second Trust Prequalification Unrestricted Approval Non-Qualifying Loan