QUESTIONS?

CALL US: 703-319-2198


Mortgage Blog

Rentership Defined!

It would appear that we may have a new word candidate for the mighty review board at Webster's.  Rentership is a new phenomenon that is pervasive throughout our real estate economy.  It is hidden below the radar and often not breached in con

Dec 12, 2014 | Traditional Mortgage solutions for underwater properties Rentership Real Estate Economy

Home Equity at Risk!

During the brunt of the recent mortgage crisis, when lenders nationwide faced unprecedented levels of mortgage loan delinquency in short periods of time, it was common to see delinquent mortgages sit with no adverse lender action.  The lenders did no

Nov 11, 2014 | Short Sales forgiven mortgage debt solutions for underwater properties HECM Reverse Mortgage foreclosure

Where Does One Turn First Absent the Mortgage Debt Relief Act?

Many are beside themselves while others have expressed a sense of panic to me regarding the expiration of the Mortgage Debt Relief Act and their decision to do a short sale.  The law, or otherwise termed grossly generous entitlement, is over.  I

Feb 12, 2014 | Short Sales forgiven mortgage debt mortgage debt forgiveness act solutions for underwater properties mortgage debt relief act

The Mortgage Debt Relief Act Evaporates

At the stroke of midnight on 12-31-13, as we celebrated the New Year and listened to the historic hymn of Ole Lang Zine, the US Treasury vault door slammed shut. For those that could hear beneath the noise and celebration, the echo of “No more

Jan 15, 2014 | Short Sales Debt Mitigation mortgage debt forgiveness act solutions for underwater properties mortgage debt relief act

The Importance of a Successful Short Sale or Mitigation Effort

Many people I have spoken with, simply do not fully comprehend the ramifications of foreclosure and the potential personal liability they may face regarding the mortgage note. When you get a mortgage there is a deed of trust that allows the lender ce

Nov 15, 2013 | Short Sales Debt Mitigation forgiven mortgage debt solutions for underwater properties

A Reverse Mortgage is Not a Construction or Property Rehab Loan

There appears to be a misconception in the market among some that a Reverse Mortgage can be used to solve any and all property and borrower ailments. This is categorically incorrect. A Reverse Mortgage is designed for a primary residence only and do

Sep 25, 2013 | Reverse Mortgage solutions for underwater properties HECM Reverse Mortgage FHA Construction Loan

« Previous 1 2 Next »

Recent Posts

Blog Tags

Reverse Mortgage HECM Reverse Mortgage Retirement Planning supplemental retirement income Seniors Retirement security Short Sales Financial Planning Traditional Mortgage Home Care solutions for underwater properties Age in Place lifetime income with a Reverse Jumbo Reverse Mortgage Government insured mortgage Retirement income insecurity Social Security home equity access HECM for Purchase Long Term Care forgiven mortgage debt reverse credit line mortgage Investor Loans mortgage debt forgiveness act Specialized Forward Mortgages Mortgage Loan Process Eligibility for Reverse Mortgage Debt Mitigation Non QM private label reverse mortgage Annuity Loan modification Real Estate Investment Loans foreclosure cashflow self-employed borrower VA LOAN FHA HUD Financial Assessments No Doc Investor Loans bank statement loan 55+ Reverse to Purchase Mortgage HECM Changes Interest Rates investor financing Inflation VA Low Score Jefferson Mortgage Group QM Lending Limit increase DSCR 2025 changes Non-recourse loan modify your loan with your lender mortgage debt relief act Housing Market Mortgage Deliquency Fiscal Cliff Medicare Mortgage Rates Senior Advocate Real Estate Market Sandwich Generation Jumbo Reverse Second Trust mortgage debt Reverse Mortgage Eligibility manual underwrite Construction Loan Fed Real Estate Economy HELOC Principal Limit Factor Hard Money Loan Trump Commercial Real Estate 2021 Changes Debt Treasury DSCR Asset Qualifer FINRA Housing Prices Business Cash-flow Property-based loan Residual Income Asset Based Mortgage HECM to Purchase OBBBA Blanket Loan Home improvements Diversification Low Credit Score Estate Plan Senior Care Inflation Jumbo Mortgage Loan Rentership Credit Score down to 500 Second Trust Gray Divorce bankruptcy MIP 2023 changes growth factor downsizing success story High-Value Homes LESA occupancy requirements ATR Rule assisted living LLC Seller Contribution Second Trust Prequalification Unrestricted Approval Non-Qualifying Loan