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Mortgage Blog

Reverse Mortgage - Essentially a Housing Put!

How many of you would have loved to have had an affordable means of effectively purchasing a Put Option on your primary residence insured by FHA, prior or even during the housing crisis? This is what a reverse mortgage provides for eligible homeowner

Apr 23, 2014 | Reverse Mortgage Retirement Planning supplemental retirement income HECM Reverse Mortgage lifetime income with a Reverse

How to spot a Reverse Mortgage Candidate

We are all aware that the low interest rate environment has had devastating effects on seniors and retirees in general for many years. This is not something new but the recent trends, in conjunction with the devastation many retirees experienced with thei

Dec 02, 2013 | Reverse Mortgage Retirement Planning supplemental retirement income lifetime income with a Reverse

Regulation and Disclosure-Does it really protect our seniors with a Reverse Mortgage?

The mortgage market place has been heavily re-regulated since 2008 and for years we have relied on volumes of disclosures to guide and protect our borrowers.  Do you think for a moment that regulation prevents money motivated unscrupulous acts? 

Aug 01, 2013 | Reverse Mortgage Retirement Planning supplemental retirement income Government insured mortgage lifetime income with a Reverse

Seniors Arrive at a Fork in the Road with Retirement and Must Decide between Finite versus Infinite Home Equity with a Reverse Mortgage!

It has to be noted that 70% of seniors are expected to have to tap their home equity to make it to retirement let alone through retirement. That is not something we really want to hear because not everyone has home equity as a vehicle. We also have t

Feb 19, 2013 | Retirement Planning home equity access HECM Reverse Mortgage Government insured mortgage lifetime income with a Reverse

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