QUESTIONS?

CALL US: 703-319-2198


Mortgage Blog

The Aging Revolution

With 10,000 people retiring every day since 2004 that would hardly seem like a revolution. However, when you see Private Equity creating companies and catapulting into the Senior Assisted Living arena it’s a different dynamic.  Private Eq

Jun 04, 2013 | Reverse Mortgage Retirement Planning Annuity Home Care

"Annuitization" a Critical Component of a Successful Retirement Plan.

  I didn’t think that was a word either but according to Morningstar and the attached comprehensive retirement planning video, it is.   Your retirement, whether it be for you, a client, or a family member, is all part of a plan that is sup

Apr 24, 2013 | Reverse Mortgage Retirement Planning Annuity supplemental retirement income home equity access HECM Reverse Mortgage

A New Mortgage After Successfully Completing a Short Sale.

The goal of our comprehensive Short Sale program has always been to get our clients out of their underwater properties, mitigate all the debt and selling costs, and help them get started over again after a waiting period.  Our Day 1 Strategy Cal

Apr 08, 2013 | Traditional Mortgage Short Sales mortgage debt forgiveness act solutions for underwater properties

The Problem with Loan Modifications and Lenders Addressed.

People often complain about the difficulty in obtaining a modification of their loan to achieve a more affordable payment.    The fundamental problem that exists is that your mortgage lender that you make monthly mortgage payments to is oft

Mar 04, 2013 | Short Sales Debt Mitigation solutions for underwater properties Loan modification modify your loan with your lender

Seniors Arrive at a Fork in the Road with Retirement and Must Decide between Finite versus Infinite Home Equity with a Reverse Mortgage!

It has to be noted that 70% of seniors are expected to have to tap their home equity to make it to retirement let alone through retirement. That is not something we really want to hear because not everyone has home equity as a vehicle. We also have t

Feb 19, 2013 | Retirement Planning home equity access HECM Reverse Mortgage Government insured mortgage lifetime income with a Reverse

Understanding the IRS and The Mortgage Debt Relief Act Incentive.

It boils down to the concept of unjust enrichment.   When someone does not pay a debt or a debt is forgiven, the IRS sees this as effectively income. You no longer have a debt to pay and someone or some business is going to look to write th

Jan 29, 2013 | Short Sales forgiven mortgage debt mortgage debt forgiveness act solutions for underwater properties

Recent Posts

Blog Tags

Reverse Mortgage HECM Reverse Mortgage Retirement Planning supplemental retirement income Seniors Retirement security Financial Planning Short Sales Age in Place Government insured mortgage lifetime income with a Reverse Traditional Mortgage Home Care Jumbo Reverse Mortgage Retirement income insecurity home equity access HECM for Purchase Long Term Care solutions for underwater properties reverse credit line Social Security Eligibility for Reverse Mortgage Annuity Financial Assessments forgiven mortgage debt mortgage Inflation cashflow Specialized Forward Mortgages Mortgage Loan Process Debt Mitigation FHA private label reverse mortgage Non QM 55+ Investor Loans mortgage debt forgiveness act Real Estate Investment Loans foreclosure VA LOAN HUD Reverse to Purchase Mortgage Loan modification self-employed borrower Jefferson Mortgage Group bank statement loan Housing Market investor financing No Doc Investor Loans VA Low Score Real Estate Market QM HECM Changes Interest Rates High-Value Homes LESA Medicare Mortgage Rates Sandwich Generation Low Credit Score Reverse Mortgage Eligibility manual underwrite growth factor downsizing HELOC Construction Loan Fed Real Estate Economy 2023 changes Lending Limit increase DSCR 2025 changes Hard Money Loan Non-recourse loan modify your loan with your lender mortgage debt relief act Mortgage Deliquency Business Cash-flow Fiscal Cliff Senior Advocate HECM to Purchase Jumbo Reverse Second Trust mortgage debt Estate Plan Senior Care Diversification Credit Score down to 500 Second Trust Gray Divorce Jumbo Mortgage Loan Rentership bankruptcy MIP Unrestricted Approval Trump Principal Limit Factor success story Debt Treasury DSCR Commercial Real Estate 2021 Changes Property-based loan occupancy requirements Residual Income Asset Qualifer FINRA Housing Prices ATR Rule assisted living LLC OBBBA Asset Based Mortgage Seller Contribution Home improvements Blanket Loan Second Trust Prequalification Non-Qualifying Loan