Jumbo Reverse Mortgages

Private Label Jumbo Reverse Mortgages now provide added flexibility and options for Higher Valued Homes, non-FHA eligible properties, and other scenarios that may not be eligible for the government insured HECM Reverse Mortgages.

Purchase a new residence with a Jumbo Reverse or stay in your existing residence and refinance with cash out and/or consolidate debt for more financial flexibility in retirement. 

Program features include:

  • Now available for those 55 or older
  • Attractive Self-Insured rates with No Mortgage Insurance (MIP)
  • Greater flexibility with higher valued homes to pay off mortgages, debt and access funds for retirement.
  • Greater flexibility that allows homeowners to use loan proceeds to pay off installment and revolving credit card debt to qualify for the loan.
  • Fixed rate program with loan amounts up to $6.5 million.
  • Attractive option for condominiums that are not FHA approved.
  • Easy qualifying designed to mirror the HECM Reverse for retirees and seniors.
  • Properties - Single Family Homes, Townhouses, Row Houses, Condominiums, 2 Unit, 3 Unit and 4 Unit owner occupied properties allowed.
  • Irrevocable trusts allowed that meet program guidelines.
  • New rate options introduced for higher risk loans whereby homeowners can pay up for higher principal limit access.

The Jumbo Reverse has evolved in the past several years from a high cost rigid program to an innovative formidable contender taking center stage as an attractive back up to the HECM Reverse. This allows us to provide a much broader array of options and eligibility to help our customers when combined with the HECM Reverse.


To read more on Jumbo Reverse Mortgages, see our blogs below.  Currently available in Virginia, Pennsylvania and DC. Call us today to learn more - 703 319-2198.


Determine Your Personal Eligibility

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Jefferson Mortgage Group LLC

2536 Leeds Rd.
Oakton, Virginia 22124
FAX: 703-773-6946
NMLS: 935554

Located in Fairfax County, Virginia. Serving all of Virginia, Maryland, DC & Pennsylvania. 


Jefferson Mortgage Group LLC is licensed in Virginia, Maryland, DC & Pennslvania.
Virginia State Corporation Commission License Number MC-5659 and the Pennsylvania Department of Banking & Securities #46259 
The DC Department of Insurance, Securities, and Banking License #MLB935554
Maryland DLLR License #21586

An Equal Housing Lender

By refinancing the consumer's existing loan, the consumer's total finance charges may be higher over the life of the loan.

This material is not from HUD or FHA and has not been approved by HUD or any government agency.