• HECM Reverse Mortgages (Government Insured FHA): $1,149,825
• Jumbo Reverse (Private Label): $4,000,000 (higher loan amounts require exceptions based on market conditions)
• Jumbo Reverse-Standalone Second Trusts: $4,000,000 (Florida Only)
• Fannie Mae/Freddie Mac Conforming Loans: $766,550
• FHA loans: $1,149,825 (Government Insured)
• VA Loans with No Down Payment: $766,550 (limit for typical US county)
• Closed-end Standalone Second Trusts: $500,000
George H. Omilan
President-CEO - NMLS# 873983
Jefferson Mortgage Group LLC - Mortgage Specialist
Programs: Traditional QM (Fannie Mae, Freddie Mac), government insured HECM Reverse Mortgages, and Non Traditional Non QM Mortgages commonly referred to as Specialized Forward Mortgages including “Alt-A Investor loans” and DSCR (Debt Service Coverage Ratio) loans up to 85% LTV, both Full doc and No Income-No Employment (No Doc) for the investor community. Our expanded niche products also focus on the more traditional FHA & VA with Lower Score and higher Debt-to-Income Options, Fixed & Variable Jumbo loans, and Private Label Reverse mortgages for higher priced homes. We are also highly focused on specialized loans for the Self-Employed borrowers with our Bank Statement & Asset Dissipation Programs. We are committed to offering a full range of “Non-QM Loans” for expanded qualification, where the banks and large-scale lenders dare to go.