Myth: “After obtaining a Reverse Mortgage, the Lender or the Government owns your home.”Reality: False. You own your home. The lender simply has a deed of trust secured on your home. All your home equity and future appreciati
Apr 20, 2026 | Reverse Mortgage Retirement Planning supplemental retirement income
Reverse Mortgages, whether discussing the HECM Government Insured or the Private Label Jumbo for higher priced homes, have not gotten any easier although the new tax bill that just took effect holds some promise. Since the 2017 major industry program chan
Jan 07, 2026 | Reverse Mortgage HECM Reverse Mortgage Residual Income OBBBA
Reverse Mortgages have gotten tougher to qualify for over the past several years. They used to primarily be an entitlement based on the youngest borrower’s age and the value of the home. Due to additional strict guidelines, they are no longer an ent
Nov 10, 2025 | Reverse Mortgage Retirement Planning HECM Reverse Mortgage Eligibility for Reverse Mortgage
Reverse Mortgages have broad application for retirees and seniors depending on the current health of the applicant. For those that are generally healthy and desire to stay in their home, the likely strategy for adding a reverse mortgage would be increasin
Mar 19, 2025 | Reverse Mortgage supplemental retirement income Age in Place cashflow
The Federal Housing Administration (FHA) announced this week that the Home Equity Conversion Mortgage (HECM) limit for 2025 will be $1,209,750. In the industry, this is referred to as the “Max Claim Amount”. This is the ma
Jan 22, 2025 | Reverse Mortgage 2025 changes
When people retire, they often go from receiving a paycheck every two weeks to a fixed income. Many may also have businesses that they have just sold. With this comes freedom, but with this newfound freedom there is an expectation that the lif
Nov 15, 2024 | Reverse Mortgage Retirement Planning Retirement income insecurity