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Exploring the Labyrinth of Funding and Planning for Care

Exploring the Labyrinth of Funding and Planning for Care

The most prevalent type of care that most of us will face for ourselves and our families will most likely be related to various forms of in-home care.  This has become the most preferred and cost efficient means of care, ranging from basic companions

Jul 10, 2017 | Home Care Long Term Care HECM Reverse Mortgage Senior Care

Consider the Alternatives to Expensive LTC Policies

I completely agree with the authors opinion on long term care policies. After doing significant research for myself I determined that the monthly and up front lump sum long term care policies were not for me.  There are simply too many variables out

Jun 15, 2017 | HECM Reverse Mortgage Reverse Mortgage Long Term Care growth factor

HECM Reverse Mortgage - Understanding the Treatment of Mortgage Debt

HECM Reverse Mortgage - Understanding the Treatment of Mortgage Debt

Is mortgage debt eliminated when you get a Reverse Mortgage?  Some would venture to say the debt is eliminated, however, this is misleading and causes significant confusion and lack of understanding with the program. This concept appears too good to

Jun 07, 2017 | HECM Reverse Mortgage Traditional Mortgage mortgage debt

Senior Advocates - When are they needed?

Senior Advocates - When are they needed?

As we get older we often take things for granted.  We all collectively feel that we have it covered and that we can still handle just about anything that is thrown at us.  However, this is not always the case and not reaching out for help in cer

May 05, 2017 | Age in Place Seniors Home Care Senior Advocate

Cash-strapped seniors: Weigh reverse-mortgage pros, cons

This is a great article illustrating many aspects of how a Reverse Mortgage can be a terrific retirement tool as long as you are not flagrant with your money. If you use it for financial balance and create cash flow for monthly living expenses so you can

Apr 21, 2017 | Seniors Retirement Planning HECM Reverse Mortgage Reverse Mortgage Retirement security

The Unexpected Risk of a Forward Mortgage for Retirees - Eliminate Risk with a Reverse Mortgage

The Unexpected Risk of a Forward Mortgage for Retirees - Eliminate Risk with a Reverse Mortgage

Many retirees and seniors have forward mortgages and traditional home equity lines.  All forward mortgage instruments require monthly payments.  As we know, if you do not pay your monthly payments after a short period of time the lenders will in

Mar 07, 2017 | Reverse Mortgage HECM Reverse Mortgage Home Care Retirement Planning

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