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Credit Score Rewards with Specialized Jumbo Loans

Credit Score Rewards with Specialized Jumbo Loans

In today’s market, liquidity is often key and liquid investments have been working as the economy has gained steam after the enactment of tax reform and regulatory rollbacks.  However, this does not necessarily make it easier for anyone to get a new mortg

Jul 16, 2018 | Specialized Forward Mortgages Jefferson Mortgage Group Jumbo Mortgage Loan

The New Jumbo Reverse Mortgage Advantage

The New Jumbo Reverse Mortgage Advantage

After the radical changes the government insured HECM Reverse Program experienced last October, the private reverse market has really stepped up to its calling.  The private label Jumbo Reverse has become a very affordable and flexible loan program with a

Jun 12, 2018 | Reverse Mortgage HECM Reverse Mortgage lifetime income with a Reverse HECM for Purchase private label reverse mortgage Age in Place Jumbo Reverse Mortgage 55+

How the Government Can Improve the HECM Reverse Mortgage Program Without Changing It

How the Government Can Improve the HECM Reverse Mortgage Program Without Changing It

The current version of the government insured Reverse Mortgage is much more restrictive than in the past with regards to how much equity is available to homeowners.  The latest changes that were enacted last October were directed at saving the government

May 08, 2018 | Reverse Mortgage Retirement Planning HECM Reverse Mortgage Non-recourse loan

Self-Employed Workers Face Mortgage Hurdles - WSJ Article

Self-Employed Workers Face Mortgage Hurdles - WSJ Article

It is true that the Self Employed borrower normally hits a wall when it comes to qualifying for a mortgage when asked for their Federal tax returns. The process by which your accountant works their magic is the often the exact opposite of what the lenders

Apr 19, 2018 | Traditional Mortgage Mortgage Loan Process Age in Place Specialized Forward Mortgages self-employed borrower bank statement loan cashflow Business Cash-flow

QM versus Non QM...What is its significance for you?

QM versus Non QM...What is its significance for you?

A Qualified Mortgage (QM) represents a definitive set of qualifying criteria as defined by the government under Federal Dodd Frank regulations.  You can think of this as a prism, more or less, with the perfect loans by definition falling inside the p

Apr 05, 2018 | Short Sales foreclosure Mortgage Loan Process Specialized Forward Mortgages Non QM QM

How To Use Hard Money Short Term Loans To Your Advantage

How To Use Hard Money Short Term Loans To Your Advantage

Hard Money loans are commercial real estate loans that are short term in nature for business and investment purposes.  One of the key advantages of these type of loans is quick access to non-qualifying financing.  This type of loan is ideal for

Feb 21, 2018 | Construction Loan Hard Money Loan Commercial Real Estate Investor Loans Real Estate Investment Loans

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