QUESTIONS?

CALL US: 703-319-2198


Mortgage Blog

Important Tips for Prequalification for Residential Mortgages

Important Tips for Prequalification for Residential Mortgages

Get prequalified! Learn what your actual representative credit score is and don’t be fooled by the low-priced reports or credit services because many times these scores provided are not accurate. They also may not be the representative scores that will be

Oct 25, 2022 | self-employed borrower mortgage VA LOAN

Diversification May Be Your Only Free Ride

Diversification May Be Your Only Free Ride

Some of the smartest financial minds will tell you that amongst cross currents in the markets and changes in the economy that Diversification is your only free ride. Today, we are all experiencing inflation and uncertainty that is affecting our savings, i

Sep 23, 2022 | Inflation Fed Interest Rates Diversification

Market Risk as it Relates to Housing and Interest Rates

Market Risk as it Relates to Housing and Interest Rates

I have been keeping a close eye on the housing market and the path of interest rates in conjunction with what the chairman of the Federal Reserve has had to say since early this year.  Last week, it was reported that the volume of transactions through Jul

Aug 22, 2022 | Fed Interest Rates Housing Market Housing Prices Mortgage Rates Real Estate Market

Self-Employed? How about a Full Doc Loan Without Tax Returns?

Self-Employed? How about a Full Doc Loan Without Tax Returns?

If you are a self-employed business owner or a 1099 worker qualifying for an owner-occupied loan can be difficult.  You pay your accountant and after all of your expenses you either show a business loss or insufficient income to qualify.  It would seem th

Jul 14, 2022 | Jefferson Mortgage Group self-employed borrower bank statement loan cashflow

Reverse Mortgage Options for 55 year olds

Reverse Mortgage Options for 55 year olds

Do you have options for a Reverse Mortgage if you are only 55 years old?  Yes!  Our private Jumbo Reverse Mortgage is now open for eligible applications age 55 and above.  As rates have risen very quickly since the middle of February, the government HECM

Jun 13, 2022 | Reverse Mortgage Jumbo Reverse Mortgage Reverse Mortgage Eligibility 55+

Blanket loans for Income Producing Investor Properties

Blanket loans for Income Producing Investor Properties

Are you a real estate investor with an existing rental property portfolio that may need a little opportunistic reorganization and or maybe a few additional acquisitions?  This is an opportunity to have many properties of different types under one roof, ev

May 16, 2022 | investor financing No Doc Investor Loans Investor Loans Real Estate Investment Loans Blanket Loan

Recent Posts

Blog Tags

Reverse Mortgage HECM Reverse Mortgage Retirement Planning supplemental retirement income Seniors Retirement security Financial Planning Short Sales Age in Place Government insured mortgage lifetime income with a Reverse Traditional Mortgage Home Care HECM for Purchase Jumbo Reverse Mortgage Retirement income insecurity solutions for underwater properties home equity access Long Term Care Social Security Eligibility for Reverse Mortgage reverse credit line Specialized Forward Mortgages Mortgage Loan Process Annuity Financial Assessments forgiven mortgage debt mortgage Inflation Real Estate Investment Loans foreclosure cashflow Debt Mitigation FHA Non QM 55+ private label reverse mortgage Investor Loans mortgage debt forgiveness act self-employed borrower VA LOAN HUD Reverse to Purchase Mortgage Loan modification No Doc Investor Loans VA Low Score Real Estate Market Jefferson Mortgage Group bank statement loan Housing Market investor financing Medicare Mortgage Rates Sandwich Generation QM HECM Changes Interest Rates High-Value Homes LESA HECM to Purchase Senior Advocate mortgage debt Reverse Mortgage Eligibility Low Credit Score manual underwrite Construction Loan Fed Real Estate Economy 2023 changes growth factor downsizing HELOC Hard Money Loan Lending Limit increase DSCR 2025 changes Non-recourse loan modify your loan with your lender mortgage debt relief act Mortgage Deliquency Fiscal Cliff Business Cash-flow Asset Based Mortgage ATR Rule assisted living LLC OBBBA Blanket Loan Seller Contribution Jumbo Reverse Second Trust Diversification Estate Plan Senior Care Jumbo Mortgage Loan Rentership Credit Score down to 500 Second Trust Gray Divorce bankruptcy MIP Unrestricted Approval Principal Limit Factor success story Trump Commercial Real Estate 2021 Changes Debt Treasury DSCR Asset Qualifer FINRA Housing Prices Property-based loan occupancy requirements Residual Income Second Trust Prequalification Non-Qualifying Loan