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Reverse Mortgages - Government vs. The People - PLFs

Reverse Mortgages - Government vs. The People - PLFs

Since October 2013, it would appear that our government has been grappling with the people over principal limit factors (PLFs), otherwise referred to as home equity access levels for homeowners with Reverse Mortgages. The government actions are clearly ba

Jan 03, 2018 | HECM Reverse Mortgage Principal Limit Factor Non-recourse loan FHA Reverse Mortgage

Reverse Mortgages and Social Security

Reverse Mortgages and Social Security

Recently, there has been a lot of hype over the suggested strategy to utilize a government insured Reverse Mortgage to provide for more benefits over a lifetime with Social Security.  I do not claim to know the exact reasoning or motivation behind th

Dec 12, 2017 | Social Security Reverse Mortgage Retirement Planning HECM Reverse Mortgage supplemental retirement income

Jumbo Reverse Mortgages Take Center Stage

Jumbo Reverse Mortgages Take Center Stage

With the introduction of the government insured HECM changes that have appeared to rattle the market in October, the Jumbo Private Label Reverse Mortgages may have found their footing. Home values are acceptable significantly above the government ins

Nov 14, 2017 | Reverse Mortgage Jumbo Reverse Mortgage private label reverse mortgage HECM Reverse Mortgage

When It Pays To Shop Your Medicare Coverage

This is a nice short video (click here to see video) that I stumbled across that I found to be very informative for those 65 and above with Medicare.  Check your Medicare formulary against your current needs.  You may have the opportunity to sho

Oct 25, 2017 | Medicare Reverse Mortgage Seniors

Understanding Reverse Mortgage Requirements for Occupancy

Understanding Reverse Mortgage Requirements for Occupancy

There are two separate and distinct occupancy requirements for a HECM Reverse Mortgage that often get confused depending on whether you are applying for a new loan or you already have an existing reverse mortgage.The first is general occupancy requirement

Oct 17, 2017 | Reverse Mortgage Retirement Planning Seniors HECM Reverse Mortgage supplemental retirement income occupancy requirements

Family Success with HECM Reverse Mortgages

Family Success with HECM Reverse Mortgages

This is a Reverse Mortgage success story that repeats itself time and time again. Our parents achieve financial equilibrium by neutralizing debt, like mortgages, and discovering a safe innovative means to access their home equity, either now or when they

Oct 09, 2017 | Reverse Mortgage Retirement security HECM Reverse Mortgage Sandwich Generation Seniors

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