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Home Inflation to Target Price Inflation - Reverse Mortgage

Home Inflation to Target Price Inflation - Reverse Mortgage

Now is an optimal time to consider a Reverse Mortgage given that inflation, general housing demand, and previously very low rates have pushed the values of homes up in many areas substantially over the past couple of years. The higher values allow for hig

Dec 08, 2022 | Reverse Mortgage supplemental retirement income FHA Age in Place Inflation Reverse Mortgage Eligibility 55+ Interest Rates Housing Market Mortgage Rates Real Estate Market 2023 changes Lending Limit increase

Important Tips for Prequalification for Residential Mortgages

Important Tips for Prequalification for Residential Mortgages

Get prequalified! Learn what your actual representative credit score is and don’t be fooled by the low-priced reports or credit services because many times these scores provided are not accurate. They also may not be the representative scores that will be

Oct 25, 2022 | self-employed borrower mortgage VA LOAN

Diversification May Be Your Only Free Ride

Diversification May Be Your Only Free Ride

Some of the smartest financial minds will tell you that amongst cross currents in the markets and changes in the economy that Diversification is your only free ride. Today, we are all experiencing inflation and uncertainty that is affecting our savings, i

Sep 23, 2022 | Inflation Fed Interest Rates Diversification

Market Risk as it Relates to Housing and Interest Rates

Market Risk as it Relates to Housing and Interest Rates

I have been keeping a close eye on the housing market and the path of interest rates in conjunction with what the chairman of the Federal Reserve has had to say since early this year.  Last week, it was reported that the volume of transactions through Jul

Aug 22, 2022 | Fed Interest Rates Housing Market Housing Prices Mortgage Rates Real Estate Market

Self-Employed? How about a Full Doc Loan Without Tax Returns?

Self-Employed? How about a Full Doc Loan Without Tax Returns?

If you are a self-employed business owner or a 1099 worker qualifying for an owner-occupied loan can be difficult.  You pay your accountant and after all of your expenses you either show a business loss or insufficient income to qualify.  It would seem th

Jul 14, 2022 | Jefferson Mortgage Group self-employed borrower bank statement loan cashflow

Reverse Mortgage Options for 55 year olds

Reverse Mortgage Options for 55 year olds

Do you have options for a Reverse Mortgage if you are only 55 years old?  Yes!  Our private Jumbo Reverse Mortgage is now open for eligible applications age 55 and above.  As rates have risen very quickly since the middle of February, the government HECM

Jun 13, 2022 | Reverse Mortgage Jumbo Reverse Mortgage Reverse Mortgage Eligibility 55+

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