The real estate market is clearly cooling from the recent low-rate frenzy as a result of the Fed’s push for higher rates and tightening credit parameters. The market has decisively turned from a complete emphasis on the seller to a more balanced market.
Jan 19, 2023 | investor financing No Doc Investor Loans Investor Loans Real Estate Investment Loans Inflation cashflow Housing Market Mortgage Rates Real Estate Market Business Cash-flow ATR Rule
Now is an optimal time to consider a Reverse Mortgage given that inflation, general housing demand, and previously very low rates have pushed the values of homes up in many areas substantially over the past couple of years. The higher values allow for hig
Dec 08, 2022 | Reverse Mortgage supplemental retirement income FHA Age in Place Inflation Reverse Mortgage Eligibility 55+ Interest Rates Housing Market Mortgage Rates Real Estate Market 2023 changes Lending Limit increase
Get prequalified! Learn what your actual representative credit score is and don’t be fooled by the low-priced reports or credit services because many times these scores provided are not accurate. They also may not be the representative scores that will be
Oct 25, 2022 | self-employed borrower mortgage VA LOAN
Some of the smartest financial minds will tell you that amongst cross currents in the markets and changes in the economy that Diversification is your only free ride. Today, we are all experiencing inflation and uncertainty that is affecting our savings, i
Sep 23, 2022 | Inflation Fed Interest Rates Diversification
I have been keeping a close eye on the housing market and the path of interest rates in conjunction with what the chairman of the Federal Reserve has had to say since early this year. Last week, it was reported that the volume of transactions through Jul
Aug 22, 2022 | Fed Interest Rates Housing Market Housing Prices Mortgage Rates Real Estate Market
If you are a self-employed business owner or a 1099 worker qualifying for an owner-occupied loan can be difficult. You pay your accountant and after all of your expenses you either show a business loss or insufficient income to qualify. It would seem th
Jul 14, 2022 | Jefferson Mortgage Group self-employed borrower bank statement loan cashflow