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The Jumbo Reverse Advantage over the HECM Government Reverse Program for Retirees

The Jumbo Reverse Advantage over the HECM Government Reverse Program for Retirees

In the last six months, I have gone from adamantly avoiding the private label Reverse Mortgage program offerings for my clients to being an admirer and an outright endorser. The new Jumbo Reverse program looks nothing like the old one.  The primary reason

Aug 22, 2018 | Jumbo Reverse Mortgage HECM Reverse Mortgage Eligibility for Reverse Mortgage MIP HECM Changes 55+ High-Value Homes Age in Place

Credit Score Rewards with Specialized Jumbo Loans

Credit Score Rewards with Specialized Jumbo Loans

In today’s market, liquidity is often key and liquid investments have been working as the economy has gained steam after the enactment of tax reform and regulatory rollbacks.  However, this does not necessarily make it easier for anyone to get a new mortg

Jul 16, 2018 | Jefferson Mortgage Group Specialized Forward Mortgages Jumbo Mortgage Loan

The New Jumbo Reverse Mortgage Advantage

The New Jumbo Reverse Mortgage Advantage

After the radical changes the government insured HECM Reverse Program experienced last October, the private reverse market has really stepped up to its calling.  The private label Jumbo Reverse has become a very affordable and flexible loan program with a

Jun 12, 2018 | Jumbo Reverse Mortgage HECM Reverse Mortgage HECM for Purchase private label reverse mortgage 55+ Age in Place lifetime income with a Reverse Reverse Mortgage

How the Government Can Improve the HECM Reverse Mortgage Program Without Changing It

How the Government Can Improve the HECM Reverse Mortgage Program Without Changing It

The current version of the government insured Reverse Mortgage is much more restrictive than in the past with regards to how much equity is available to homeowners.  The latest changes that were enacted last October were directed at saving the government

May 08, 2018 | Non-recourse loan Reverse Mortgage Retirement Planning HECM Reverse Mortgage

Self-Employed Workers Face Mortgage Hurdles - WSJ Article

Self-Employed Workers Face Mortgage Hurdles - WSJ Article

It is true that the Self Employed borrower normally hits a wall when it comes to qualifying for a mortgage when asked for their Federal tax returns. The process by which your accountant works their magic is the often the exact opposite of what the lenders

Apr 19, 2018 | self-employed borrower bank statement loan Mortgage Loan Process Traditional Mortgage Age in Place Business Cash-flow Specialized Forward Mortgages cashflow

QM versus Non QM...What is its significance for you?

QM versus Non QM...What is its significance for you?

A Qualified Mortgage (QM) represents a definitive set of qualifying criteria as defined by the government under Federal Dodd Frank regulations.  You can think of this as a prism, more or less, with the perfect loans by definition falling inside the p

Apr 05, 2018 | Non QM Mortgage Loan Process Specialized Forward Mortgages QM foreclosure Short Sales

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