QUESTIONS?

CALL US: 703-319-2198


Mortgage Blog

How To Use Hard Money Short Term Loans To Your Advantage

How To Use Hard Money Short Term Loans To Your Advantage

Hard Money loans are commercial real estate loans that are short term in nature for business and investment purposes.  One of the key advantages of these type of loans is quick access to non-qualifying financing.  This type of loan is ideal for

Feb 21, 2018 | Construction Loan Hard Money Loan Commercial Real Estate Investor Loans Real Estate Investment Loans

Do you need a shot of Non QM to get you over a Housing Crisis Hangover?

Do you need a shot of Non QM to get you over a Housing Crisis Hangover?

Maybe this is just what the doctor ordered.  Remnants from the crisis, such as a Short Sale, Foreclosure, or even possibly a bankruptcy, could still be holding you back.  Quality Mortgages (QM) defined is that square box of perfection that you m

Feb 20, 2018 | Short Sales foreclosure Specialized Forward Mortgages Non QM bankruptcy QM

Expanded Loan Programs - No Doc Investor

Expanded Loan Programs - No Doc Investor

Due to recent changes to the HECM Reverse program, we have redirected some of our focus into the areas of private Jumbo Reverse Mortgages for the higher priced homes and Specialized Forward Mortgages primarily focused on self-employed borrowers and invest

Feb 05, 2018 | investor financing No Doc Investor Loans Specialized Forward Mortgages Jefferson Mortgage Group

Private label Reverse Mortgages hit the Sweet Spot!

Private label Reverse Mortgages hit the Sweet Spot!

Private label reverse mortgages are hitting the sweet spot for higher priced homes in DC and the surrounding suburbs in Northern VA.  Many retirees have lived in their homes for a long time and have a very low cost basis.  They are comforta

Jan 23, 2018 | Reverse Mortgage HECM Reverse Mortgage Eligibility for Reverse Mortgage Age in Place Jumbo Reverse Mortgage

Reverse Mortgages - Government vs. The People - PLFs

Reverse Mortgages - Government vs. The People - PLFs

Since October 2013, it would appear that our government has been grappling with the people over principal limit factors (PLFs), otherwise referred to as home equity access levels for homeowners with Reverse Mortgages. The government actions are clearly ba

Jan 03, 2018 | Reverse Mortgage HECM Reverse Mortgage FHA Principal Limit Factor Non-recourse loan

Reverse Mortgages and Social Security

Reverse Mortgages and Social Security

Recently, there has been a lot of hype over the suggested strategy to utilize a government insured Reverse Mortgage to provide for more benefits over a lifetime with Social Security.  I do not claim to know the exact reasoning or motivation behind th

Dec 12, 2017 | Reverse Mortgage Retirement Planning supplemental retirement income HECM Reverse Mortgage Social Security

Recent Posts

Blog Tags

Reverse Mortgage HECM Reverse Mortgage Retirement Planning supplemental retirement income Seniors Retirement security Financial Planning Short Sales Age in Place Home Care Government insured mortgage lifetime income with a Reverse Traditional Mortgage HECM for Purchase home equity access Jumbo Reverse Mortgage Retirement income insecurity solutions for underwater properties Long Term Care reverse credit line Social Security Eligibility for Reverse Mortgage Inflation cashflow Specialized Forward Mortgages Mortgage Loan Process Financial Assessments Annuity forgiven mortgage debt mortgage Investor Loans mortgage debt forgiveness act Real Estate Investment Loans foreclosure FHA Debt Mitigation 55+ private label reverse mortgage Non QM self-employed borrower VA LOAN HUD Reverse to Purchase Mortgage Loan modification investor financing No Doc Investor Loans Real Estate Market VA Low Score Jefferson Mortgage Group bank statement loan Housing Market Mortgage Rates Medicare Sandwich Generation Interest Rates QM HECM Changes High-Value Homes LESA Business Cash-flow Fiscal Cliff HECM to Purchase Senior Advocate Jumbo Reverse Second Trust mortgage debt Reverse Mortgage Eligibility Low Credit Score manual underwrite Construction Loan Fed Real Estate Economy 2023 changes growth factor downsizing HELOC Hard Money Loan Lending Limit increase DSCR 2025 changes mortgage debt relief act Mortgage Deliquency Non-recourse loan modify your loan with your lender FINRA Housing Prices Property-based loan occupancy requirements Residual Income Asset Qualifer ATR Rule assisted living LLC OBBBA Asset Based Mortgage Blanket Loan Seller Contribution Home improvements Diversification Estate Plan Senior Care Rentership Credit Score down to 500 Second Trust Gray Divorce Jumbo Mortgage Loan bankruptcy MIP Unrestricted Approval Trump Principal Limit Factor success story Debt Treasury DSCR Commercial Real Estate 2021 Changes Second Trust Prequalification Non-Qualifying Loan