This is an older blog post that discusses Annuitization written before the recent increase in rates that still has significant merit for retirement planning. Annuitization, I didn't think that was a word either but according to Morningstar and the a
Feb 16, 2024 | Reverse Mortgage Retirement Planning Annuity supplemental retirement income Retirement income insecurity lifetime income with a Reverse
• HECM Reverse Mortgages (Government Insured FHA): $1,149,825 • Jumbo Reverse (Private Label): $4,000,000 (higher loan amounts require exceptions based on market conditions) • Jumbo Reverse-Standalone Second Trusts: $4,000,000
Jan 09, 2024 | Reverse Mortgage HECM Reverse Mortgage Jumbo Reverse Mortgage VA Low Score VA LOAN Lending Limit increase Jumbo Reverse Second Trust
Would you like to be able to stay in your home for your entire retirement? Most people that are thinking about retirement and the shift to eventually living on a fixed income and those that are already retired more than likely would answer yes to this que
Nov 03, 2023 | Reverse Mortgage Retirement Planning Age in Place Jumbo Reverse Mortgage
Now is a time when Reverse Mortgages really have the potential to shine by helping homeowners maintain control of their finances. With general living expenses up a few hundred dollars per month it’s become a real nuisance for everyone, but for someo
Sep 11, 2023 | Reverse Mortgage mortgage Inflation cashflow
Every client I have spoken with recently has reiterated the same thing to me regarding their monthly living expenses. Costs are up across the board for food, medicine, gas and many other basic necessities and lifestyle things we have come to rely on
Aug 17, 2023 | Reverse Mortgage supplemental retirement income private label reverse mortgage Retirement security mortgage Inflation
The No Doc Investor loan, or otherwise termed DSCR loan, is a terrific vehicle for people that are interested in investment properties. Federal regulations that mandate strict mortgage loan qualification requirements have been quite stringent for owner oc
Jun 26, 2023 | Non QM Investor Loans Real Estate Investment Loans DSCR Property-based loan LLC