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Mortgage Blog

How to Pay for Assisted Living and In-Home Care

Nice article as a general overview. I would like to offer some more specific commentary on Reverse Mortgages as they relate to helping pay for in-home care. A Reverse Mortgage is suitable for homeowners 62 and above that have equity in their homes. Revers

Jan 12, 2016 | Reverse Mortgage HECM Reverse Mortgage Home Care Long Term Care reverse credit line Retirement security assisted living

The State of the LESA - HECM Reverse Mortgages

The State of the LESA - HECM Reverse Mortgages

The overriding goal of a Reverse Mortgage is to allow retirees and seniors to help themselves in retirement.  You can think of this as a means of financial mobility with a loan program that has been specially designed for this demographic in an other

Jan 10, 2016 | Reverse Mortgage Retirement Planning HECM Reverse Mortgage Financial Assessments Seniors Financial Planning LESA Retirement security

Reverse Mortgage Myths Busted!

Myth: "Property Ownership Exchange"Fact:  When a homeowner obtains a government insured HECM Reverse Mortgage on their home this in turn establishes a mechanism for home equity access that is much easier to qualify for than a traditional fo

Dec 09, 2015 | Reverse Mortgage Retirement Planning supplemental retirement income home equity access HECM Reverse Mortgage Government insured mortgage Seniors

How to use a reverse mortgage to protect your retirement income.  Marketwatch Article Comment.

How to use a reverse mortgage to protect your retirement income. Marketwatch Article Comment.

I agree that most people should consider establishing a HECM Reverse Mortgage credit line as early in life as possible. However, although I would support the idea of using a reverse credit line to protect retirement income, I am not convinced that it has

Nov 19, 2015 | Reverse Mortgage Retirement Planning supplemental retirement income HECM Reverse Mortgage Government insured mortgage Financial Planning reverse credit line

Private Label Reverse Mortgages vs. Government Insured Reverse Mortgage

Private label Reverse Mortgages have been slowly creeping across the country over the past two years.  There are some very key distinctions between the private label and the government insured HECM that are important to keep in mind. The governm

Nov 18, 2015 | Reverse Mortgage Retirement Planning HECM Reverse Mortgage Seniors private label reverse mortgage growth factor

Reverse mortgages: Useful retiree tool or bad move?

Great article.  I agree that a Reverse Mortgage is best used when it can augment an existing retirement plan.  However, in many cases where that may not be an option, there is still room for ample benefit.  I would also like to add some cla

Nov 17, 2015 | Reverse Mortgage Retirement Planning Government insured mortgage Home Care Financial Planning

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