QUESTIONS?

CALL US: 703-319-2198


Mortgage Blog

New Math on Reverse Mortgages - Wall Street Journal

New Math on Reverse Mortgages - Wall Street Journal

The constructive nature of the use of a reverse mortgage is the key take away from this article.  The government has changed the program to protect retirees not only from getting in trouble with the program but also from themselves.  Big brother

Mar 29, 2016 | Reverse Mortgage Retirement Planning supplemental retirement income HECM Reverse Mortgage Financial Planning Retirement security

5 Ways a HECM Reverse Mortgage Can Ease the Retirement of Homeowners

Nice article on the benefits and practical applications of a government insured Reverse Mortgage that are simple and easy to understand.  The problem today is that very few people want to plan.  Most people prefer to seek out a Reverse Mortgage

Mar 25, 2016 | Reverse Mortgage Retirement Planning supplemental retirement income HECM Reverse Mortgage Seniors reverse credit line Retirement security

Is a reverse mortgage right for you? CNBC Article Response

A Reverse Mortgage provides a unique advantage to retirees with home equity seeking supplementary income.  In addition to additional income it also provides the opportunity to pay off existing mortgages and home equity lines to free up additional mon

Mar 23, 2016 | Reverse Mortgage Retirement Planning supplemental retirement income HECM Reverse Mortgage Financial Planning

Retirees, Seniors and Controlling Debt in Retirement.

Retirees, Seniors and Controlling Debt in Retirement.

When people retire, they often go from receiving a pay check every two weeks to a fixed income.  Many may also have businesses that they have just sold.  Now with this comes freedom but with this new found freedom there is an expectation that th

Mar 04, 2016 | Reverse Mortgage supplemental retirement income Retirement income insecurity HECM Reverse Mortgage Real Estate Economy Seniors Financial Planning Retirement security

Are you Eligible for a Reverse Mortgage?

Qualifications for HECM Reverse Mortgages have gotten tougher since early 2015.  FHA’s addition of financial assessments has shifted the main emphasis from age and property value to residual income, credit and debts.  The issue is less abo

Feb 23, 2016 | Reverse Mortgage Retirement Planning supplemental retirement income HECM Reverse Mortgage Financial Assessments Seniors Financial Planning LESA Eligibility for Reverse Mortgage

Wise Reverse Mortgages Can Be the Saving Grace of Unprepared Retirees - Forbes Article

Good article on Forbes.com today titled - Wise Reverse Mortgages Can Be the Saving Grace of Unprepared Retirees by Wade Pfau.A saving grace for those that use a Reverse Mortgage wisely may hold the key.  There is no rush to spend your home equity.&nb

Feb 12, 2016 | Reverse Mortgage Retirement Planning home equity access HECM Reverse Mortgage Seniors Financial Planning Retirement security

Recent Posts

Blog Tags

Reverse Mortgage HECM Reverse Mortgage Retirement Planning supplemental retirement income Seniors Retirement security Financial Planning Short Sales Age in Place Government insured mortgage lifetime income with a Reverse Traditional Mortgage Home Care HECM for Purchase Jumbo Reverse Mortgage Retirement income insecurity solutions for underwater properties home equity access Long Term Care Social Security Eligibility for Reverse Mortgage reverse credit line Specialized Forward Mortgages Mortgage Loan Process Annuity Financial Assessments forgiven mortgage debt mortgage Inflation Real Estate Investment Loans foreclosure cashflow Debt Mitigation FHA Non QM 55+ private label reverse mortgage Investor Loans mortgage debt forgiveness act self-employed borrower VA LOAN HUD Reverse to Purchase Mortgage Loan modification No Doc Investor Loans VA Low Score Real Estate Market Jefferson Mortgage Group bank statement loan Housing Market investor financing Medicare Mortgage Rates Sandwich Generation QM HECM Changes Interest Rates High-Value Homes LESA Senior Advocate HECM to Purchase mortgage debt Reverse Mortgage Eligibility Low Credit Score manual underwrite downsizing HELOC Construction Loan Fed Real Estate Economy 2023 changes growth factor 2025 changes Hard Money Loan Lending Limit increase DSCR Non-recourse loan modify your loan with your lender mortgage debt relief act Mortgage Deliquency Fiscal Cliff Business Cash-flow OBBBA Asset Based Mortgage ATR Rule assisted living LLC Jumbo Reverse Second Trust Blanket Loan Seller Contribution Senior Care Diversification Estate Plan Second Trust Gray Divorce Jumbo Mortgage Loan Rentership Credit Score down to 500 bankruptcy MIP Unrestricted Approval Trump Principal Limit Factor success story Treasury DSCR Commercial Real Estate 2021 Changes Debt occupancy requirements Residual Income Asset Qualifer FINRA Housing Prices Property-based loan Second Trust Prequalification Non-Qualifying Loan