Mortgage Blog

October Beacon Article Mention - Hear what our clients have to say.

Check out the October issue of the Beacon and hear what some of our clients have to say. http://issuu.com/thebeaconnewspapers/docs/oct15dcbeacon/43?e=1984404/30449816 Would love to hear from you if you or a loved one are in a similar situation.  

Oct 20, 2015 | Reverse Mortgage Retirement Planning HECM Reverse Mortgage Long Term Care Financial Planning

The Mortgage Conundrum

The Mortgage Conundrum

Based on Dodd Frank regulations, access to mortgages for people of all ages is constrained by the ATR Rule.  This rule requires that a borrower must demonstrate the ability to repay the mortgage.  We no longer have the easy to qualify mortgage t

Oct 14, 2015 | Reverse Mortgage HECM Reverse Mortgage Loan modification Mortgage Loan Process Financial Planning

Reverse Mortgages Can Be A Retiree's Saving Grace - Forbes article

Nice article in Forbes providing specific applications for Reverse Mortgages.  HECM Reverse Mortgages are clearly an area that the public and the advisor community will need to pay more attention to if we are to collectively achieve retirement goals

Oct 08, 2015 | Reverse Mortgage Retirement Planning supplemental retirement income Retirement income insecurity HECM Reverse Mortgage Financial Planning

Do you want to be a Happier Sandwich? How Pertinent Planning can help the Sandwich Generation.

Do you want to be a Happier Sandwich? How Pertinent Planning can help the Sandwich Generation.

The Sandwich Generation is defined as parents who have to take care of their kids and their aging parent(s) at the same time.  According to the Pew Research Center, just over 1 of every 8 Americans aged 40 to 60 is both raising a child and caring for

Sep 12, 2015 | Reverse Mortgage Retirement Planning HECM Reverse Mortgage Home Care Sandwich Generation Financial Planning

Planning Options for Leveraging the Most Out of Social Security with a Reverse Mortgage

Planning Options for Leveraging the Most Out of Social Security with a Reverse Mortgage

For most retirees, how to get the most out of Social Security is not common knowledge.  Often they retire and the next step, based on need or assumption, is to sign up for Social Security benefits.  The benefit system is complex with many variab

Aug 11, 2015 | Reverse Mortgage Retirement Planning HECM Reverse Mortgage Social Security

New Ways to Pay for Long-Term Healthcare

Good Article on MarketWatch, titled "New Ways to Pay for Long-Term Healthcare".  I can't get comfortable with long term care insurance. I have met many long-term care specialists that sell this product and they all will tell you th

Jul 16, 2015 | Reverse Mortgage Retirement Planning HECM Reverse Mortgage Home Care Long Term Care Seniors

Recent Posts

Blog Tags

Reverse Mortgage HECM Reverse Mortgage Retirement Planning supplemental retirement income Seniors Retirement security Financial Planning Short Sales Age in Place Traditional Mortgage Home Care Government insured mortgage lifetime income with a Reverse HECM for Purchase Retirement income insecurity solutions for underwater properties home equity access Long Term Care Jumbo Reverse Mortgage Social Security reverse credit line forgiven mortgage debt mortgage Inflation Eligibility for Reverse Mortgage Specialized Forward Mortgages Mortgage Loan Process Annuity Financial Assessments mortgage debt forgiveness act foreclosure cashflow Debt Mitigation FHA 55+ Investor Loans Real Estate Investment Loans self-employed borrower VA LOAN private label reverse mortgage Non QM HUD Reverse to Purchase Mortgage Loan modification Housing Market investor financing No Doc Investor Loans VA Low Score Real Estate Market Jefferson Mortgage Group bank statement loan LESA High-Value Homes Medicare Mortgage Rates Sandwich Generation QM HECM Changes Interest Rates Non-recourse loan modify your loan with your lender mortgage debt relief act Mortgage Deliquency Fiscal Cliff Business Cash-flow Senior Advocate HECM to Purchase mortgage debt Low Credit Score Reverse Mortgage Eligibility manual underwrite growth factor downsizing HELOC Construction Loan Fed Real Estate Economy 2023 changes DSCR 2025 changes Hard Money Loan Lending Limit increase Debt Treasury Commercial Real Estate 2021 Changes Property-based loan occupancy requirements Asset Qualifer FINRA Housing Prices assisted living LLC Asset Based Mortgage ATR Rule Seller Contribution Jumbo Reverse Second Trust Blanket Loan Estate Plan Senior Care Diversification Credit Score down to 500 Second Trust Gray Divorce Jumbo Mortgage Loan Rentership bankruptcy MIP Unrestricted Approval Trump Principal Limit Factor success story Second Trust Prequalification Non-Qualifying Loan