Mortgage Blog

October Beacon Article Mention - Hear what our clients have to say.

Check out the October issue of the Beacon and hear what some of our clients have to say. http://issuu.com/thebeaconnewspapers/docs/oct15dcbeacon/43?e=1984404/30449816 Would love to hear from you if you or a loved one are in a similar situation.  

Oct 20, 2015 | Reverse Mortgage Retirement Planning HECM Reverse Mortgage Long Term Care Financial Planning

The Mortgage Conundrum

The Mortgage Conundrum

Based on Dodd Frank regulations, access to mortgages for people of all ages is constrained by the ATR Rule.  This rule requires that a borrower must demonstrate the ability to repay the mortgage.  We no longer have the easy to qualify mortgage t

Oct 14, 2015 | Reverse Mortgage HECM Reverse Mortgage Loan modification Mortgage Loan Process Financial Planning

Reverse Mortgages Can Be A Retiree's Saving Grace - Forbes article

Nice article in Forbes providing specific applications for Reverse Mortgages.  HECM Reverse Mortgages are clearly an area that the public and the advisor community will need to pay more attention to if we are to collectively achieve retirement goals

Oct 08, 2015 | Reverse Mortgage Retirement Planning supplemental retirement income Retirement income insecurity HECM Reverse Mortgage Financial Planning

Do you want to be a Happier Sandwich? How Pertinent Planning can help the Sandwich Generation.

Do you want to be a Happier Sandwich? How Pertinent Planning can help the Sandwich Generation.

The Sandwich Generation is defined as parents who have to take care of their kids and their aging parent(s) at the same time.  According to the Pew Research Center, just over 1 of every 8 Americans aged 40 to 60 is both raising a child and caring for

Sep 12, 2015 | Reverse Mortgage Retirement Planning HECM Reverse Mortgage Home Care Sandwich Generation Financial Planning

Planning Options for Leveraging the Most Out of Social Security with a Reverse Mortgage

Planning Options for Leveraging the Most Out of Social Security with a Reverse Mortgage

For most retirees, how to get the most out of Social Security is not common knowledge.  Often they retire and the next step, based on need or assumption, is to sign up for Social Security benefits.  The benefit system is complex with many variab

Aug 11, 2015 | Reverse Mortgage Retirement Planning HECM Reverse Mortgage Social Security

New Ways to Pay for Long-Term Healthcare

Good Article on MarketWatch, titled "New Ways to Pay for Long-Term Healthcare".  I can't get comfortable with long term care insurance. I have met many long-term care specialists that sell this product and they all will tell you th

Jul 16, 2015 | Reverse Mortgage Retirement Planning HECM Reverse Mortgage Home Care Long Term Care Seniors

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