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Assessing the new Financial Assessments for Reverse Mortgages: Problem-Solution

The new rules will dramatically change the current government insured HECM Reverse Mortgage from a non-qualifying loan to one that requires qualifications and is subject to broad lender discretion.  You can be assured that the mortgage providers will

Apr 10, 2015 | Retirement Planning Reverse Mortgage FHA Financial Assessments HECM Reverse Mortgage

Avoid the Pitfalls of a POA when Applying for a HECM Reverse Mortgage

Reverse Mortgages have many practical applications but one of the common applications where people get stuck is with funds for care involving an incompetent loved one.  Keeping a loved one in their home and providing for care can be very expensive. A

Mar 06, 2015 | Reverse Mortgage HECM Reverse Mortgage Home Care Long Term Care

Effective March 2, 2015 - Financial Assessments Loom for the HECM Reverse Mortgage Program

**Update - The Federal Housing Administration (FHA) announced Thursday that it will delay the effective date to begin financial assessments for all reverse mortgage applicants due to technical issues.  They anticipate a delay of 30-60 days from

Feb 05, 2015 | Reverse Mortgage HECM Reverse Mortgage Government insured mortgage Retirement Planning Financial Assessments

Reverse mortgage makeover: Baby boomer edition

As reported on Yahoo this morning....Changes in 2014 to federal reverse mortgage regulations have shifted this senior safety net away from its traditional role as a loan of last resort to keep the elderly in their homes. Reverse mortgages now serve as a f

Jan 28, 2015 | Reverse Mortgage supplemental retirement income HECM for Purchase Retirement Planning HECM Reverse Mortgage

A Borrower's story: The Peace of Mind and Financial Flexibility that comes with a Reverse Mortgage.

This is a classic Reverse Mortgage scenario that contradicts the general public perception that the primary use for a Reverse Mortgage equates to “funds of last resort”.Recently, I met with a client that was unmarried, in her early sevent

Jan 22, 2015 | Reverse Mortgage supplemental retirement income Retirement Planning Retirement income insecurity HECM Reverse Mortgage

Seeing through the Fog of Skepticism with the HECM Reverse Mortgage

With all the habitual bad press provided for the government insured Reverse Mortgage program one might think that the government entitlement was, by design, established to ensnare retirees and seniors so the government could prey on them in their finest h

Jan 06, 2015 | Reverse Mortgage HECM Reverse Mortgage supplemental retirement income Retirement Planning

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