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Mortgage Blog

The Case for Reverse Mortgages. Wall Street Journal explains.

Nice article below from Wall Street Journal on Reverse Mortgages. The author actually did some research and plowed through the skepticism surrounding government insured reverse mortgages. The untapped portion of the home equity credit lines grow each year

Jan 05, 2015 | Reverse Mortgage Retirement Planning HECM Reverse Mortgage Government insured mortgage HECM for Purchase

Transitioning from a Standard Mortgage to a Reverse Mortgage.

Nice article comparing wealth and consumption effects of a HECM Reverse Mortgage.  I would like to add a few things.  First, the money is essentially the same.  You either pay the mortgage payment or have your home equity make the payment.

Jan 05, 2015 | Reverse Mortgage Retirement Planning Traditional Mortgage supplemental retirement income HECM Reverse Mortgage

Rentership Defined!

It would appear that we may have a new word candidate for the mighty review board at Webster's.  Rentership is a new phenomenon that is pervasive throughout our real estate economy.  It is hidden below the radar and often not breached in con

Dec 12, 2014 | Traditional Mortgage solutions for underwater properties Rentership Real Estate Economy

Considering All Cash or Big Down Payment Purchase?

If you are in the market for a new home and considering an all cash offer or a large down payment you should consider the benefits of a HECM for Purchase.  This allows you to purchase a new home and establish a Reverse Mortgage in a single transactio

Nov 21, 2014 | Reverse Mortgage Retirement Planning HECM Reverse Mortgage HECM for Purchase

Home Equity at Risk!

During the brunt of the recent mortgage crisis, when lenders nationwide faced unprecedented levels of mortgage loan delinquency in short periods of time, it was common to see delinquent mortgages sit with no adverse lender action.  The lenders did no

Nov 11, 2014 | Short Sales forgiven mortgage debt solutions for underwater properties HECM Reverse Mortgage foreclosure

HUD Counseling Examined

For every story of someone that got hurt with a bad mortgage in the housing crisis it sure would be nice to hear a good story.  We all know that regulation and re-regulation has been a boon for the people that grow trees and make paper.  The big

Sep 06, 2014 | Reverse Mortgage Retirement Planning supplemental retirement income HECM Reverse Mortgage HUD

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