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Mortgage Blog

The Aging Revolution

With 10,000 people retiring every day since 2004 that would hardly seem like a revolution. However, when you see Private Equity creating companies and catapulting into the Senior Assisted Living arena it’s a different dynamic.  Private Eq

Jun 04, 2013 | Reverse Mortgage Annuity Retirement Planning Home Care

"Annuitization" a Critical Component of a Successful Retirement Plan.

  I didn’t think that was a word either but according to Morningstar and the attached comprehensive retirement planning video, it is.   Your retirement, whether it be for you, a client, or a family member, is all part of a plan that is sup

Apr 24, 2013 | Annuity HECM Reverse Mortgage Retirement Planning Reverse Mortgage supplemental retirement income home equity access

A New Mortgage After Successfully Completing a Short Sale.

The goal of our comprehensive Short Sale program has always been to get our clients out of their underwater properties, mitigate all the debt and selling costs, and help them get started over again after a waiting period.  Our Day 1 Strategy Cal

Apr 08, 2013 | mortgage debt forgiveness act solutions for underwater properties Short Sales Traditional Mortgage

The Problem with Loan Modifications and Lenders Addressed.

People often complain about the difficulty in obtaining a modification of their loan to achieve a more affordable payment.    The fundamental problem that exists is that your mortgage lender that you make monthly mortgage payments to is oft

Mar 04, 2013 | Loan modification solutions for underwater properties Debt Mitigation modify your loan with your lender Short Sales

Seniors Arrive at a Fork in the Road with Retirement and Must Decide between Finite versus Infinite Home Equity with a Reverse Mortgage!

It has to be noted that 70% of seniors are expected to have to tap their home equity to make it to retirement let alone through retirement. That is not something we really want to hear because not everyone has home equity as a vehicle. We also have t

Feb 19, 2013 | Retirement Planning home equity access HECM Reverse Mortgage Government insured mortgage lifetime income with a Reverse

Understanding the IRS and The Mortgage Debt Relief Act Incentive.

It boils down to the concept of unjust enrichment.   When someone does not pay a debt or a debt is forgiven, the IRS sees this as effectively income. You no longer have a debt to pay and someone or some business is going to look to write th

Jan 29, 2013 | Short Sales forgiven mortgage debt mortgage debt forgiveness act solutions for underwater properties

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