Mortgage Blog

Modification - Forbearance follow up

In a July post, I briefly explained forbearance as it relates to the Loan Modification process.  I suggested caution and thorough consideration when your lender makes this a requirement of your requested Loan Modification. I also noted that even if y

Aug 15, 2013 | Short Sales solutions for underwater properties Loan modification

Regulation and Disclosure-Does it really protect our seniors with a Reverse Mortgage?

The mortgage market place has been heavily re-regulated since 2008 and for years we have relied on volumes of disclosures to guide and protect our borrowers.  Do you think for a moment that regulation prevents money motivated unscrupulous acts? 

Aug 01, 2013 | Reverse Mortgage Retirement Planning supplemental retirement income Government insured mortgage lifetime income with a Reverse

Loan Modification - Understanding Forbearance

 The Loan Modification process can be tricky.  I personally do not endorse modifications because I do not believe that they are fair or equitable for the borrowers. Having said that, the process is fraught with risk and you need to understand wh

Jul 16, 2013 | Short Sales Loan modification

The Mortgage Loan Process

Many have complained that the process of getting a mortgage post crisis is very difficult. Here is what you should expect:  Re-regulation of the mortgage industry has collectively been a treat for all of us, both as industry providers and borrower

Jun 25, 2013 | Traditional Mortgage Short Sales Mortgage Loan Process

An Illustration of The Risk of Improper Short Sale & Foreclosure Mitigation

  This article was published in The Washington Post on June 15th, 2013. In the event you missed it, I think it is a terrific example of what can happen without proper mitigation. This is exactly what you want to avoid. This applies to Short

Jun 19, 2013 | Short Sales Debt Mitigation forgiven mortgage debt mortgage debt forgiveness act foreclosure

The Aging Revolution

With 10,000 people retiring every day since 2004 that would hardly seem like a revolution. However, when you see Private Equity creating companies and catapulting into the Senior Assisted Living arena it’s a different dynamic.  Private Eq

Jun 04, 2013 | Reverse Mortgage Retirement Planning Annuity Home Care

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