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The Paradox of Aging - Four Bucket Strategy

The Paradox of Aging - Four Bucket Strategy

There is a lot of talk about aging, longevity, and the fear of running out of money.  There are people at every corner that will advise you to save more money and to prepare for illness, care needs, and ultimately unexpected longevity.  I person

Sep 09, 2016 | Reverse Mortgage Retirement Planning supplemental retirement income Retirement income insecurity Retirement security

Create Financial Flexibility in Retirement

Create Financial Flexibility in Retirement

A key retirement goal should always be financial security.  This is often much easier said than done.  It is easy to physically retire from work but are you also mentally retired?  In other words, being physically retired but mentally insec

Aug 11, 2016 | Reverse Mortgage supplemental retirement income HECM Reverse Mortgage HECM for Purchase Retirement security

A Reverse Mortgage to Buy a Home? Here’s How

The HECM for Purchase vehicle is an excellent tool but people are generally immediately turned off due to the heavy down payment.  What they don’t realize is that it's more than just a home loan.  It’s a terrific financial manage

Jul 21, 2016 | Reverse Mortgage HECM Reverse Mortgage HECM for Purchase Seniors

Create your own Safe, Cost Effective Government-Insured Annuity today

Create your own Safe, Cost Effective Government-Insured Annuity today

When we hear the annuity pitch it starts out like this:  Put a lump sum down in your early fifties and when you turn 65 you will begin to receive monthly payments.  How much will I receive per month? Well that depends on the index, like the S &a

Jul 18, 2016 | Reverse Mortgage Retirement Planning supplemental retirement income Seniors reverse credit line

Strapped retirees are turning to reverse mortgages - Anna Robaton, special to CNBC.com

Good article that touches on the benefits, the protections, and the risks associated with a HECM Reverse Mortgage. With the first line of baby boomers recently turning seventy and faced with securing their retirement, this will become a go to program

Jun 29, 2016 | Reverse Mortgage Retirement Planning Seniors Financial Planning Retirement security

9 surprising ways to use a Reverse Mortgage

I've talked about all of these uses of Reverse Mortgages over time in my blog....from the obvious paying off mortgages to delaying social security,  or buying a new home with a reverse mortgage, . Only one I haven't been expose

Jun 24, 2016 | Retirement Planning supplemental retirement income Reverse to Purchase Mortgage HECM Reverse Mortgage Social Security

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