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Mortgage Blog

Private Label Reverse Mortgages vs. Government Insured Reverse Mortgage

Private label Reverse Mortgages have been slowly creeping across the country over the past two years.  There are some very key distinctions between the private label and the government insured HECM that are important to keep in mind. The governm

Nov 18, 2015 | Reverse Mortgage Retirement Planning HECM Reverse Mortgage Seniors private label reverse mortgage

Reverse mortgages: Useful retiree tool or bad move?

Great article.  I agree that a Reverse Mortgage is best used when it can augment an existing retirement plan.  However, in many cases where that may not be an option, there is still room for ample benefit.  I would also like to add some cla

Nov 17, 2015 | Reverse Mortgage Retirement Planning Government insured mortgage Home Care Financial Planning

October Beacon Article Mention - Hear what our clients have to say.

Check out the October issue of the Beacon and hear what some of our clients have to say. http://issuu.com/thebeaconnewspapers/docs/oct15dcbeacon/43?e=1984404/30449816 Would love to hear from you if you or a loved one are in a similar situation.  

Oct 20, 2015 | Reverse Mortgage Retirement Planning HECM Reverse Mortgage Long Term Care Financial Planning

The Mortgage Conundrum

The Mortgage Conundrum

Based on Dodd Frank regulations, access to mortgages for people of all ages is constrained by the ATR Rule.  This rule requires that a borrower must demonstrate the ability to repay the mortgage.  We no longer have the easy to qualify mortgage t

Oct 14, 2015 | Reverse Mortgage HECM Reverse Mortgage Loan modification Mortgage Loan Process Financial Planning

Reverse Mortgages Can Be A Retiree's Saving Grace - Forbes article

Nice article in Forbes providing specific applications for Reverse Mortgages.  HECM Reverse Mortgages are clearly an area that the public and the advisor community will need to pay more attention to if we are to collectively achieve retirement goals

Oct 08, 2015 | Reverse Mortgage Retirement Planning supplemental retirement income HECM Reverse Mortgage Financial Planning

Do you want to be a Happier Sandwich? How Pertinent Planning can help the Sandwich Generation.

Do you want to be a Happier Sandwich? How Pertinent Planning can help the Sandwich Generation.

The Sandwich Generation is defined as parents who have to take care of their kids and their aging parent(s) at the same time.  According to the Pew Research Center, just over 1 of every 8 Americans aged 40 to 60 is both raising a child and caring for

Sep 12, 2015 | Reverse Mortgage Retirement Planning HECM Reverse Mortgage Home Care Sandwich Generation

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