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One-Time Close - Rehab to DSCR. Property rehab/construction to permanent 30-year DSCR loan

One-Time Close - Rehab to DSCR. Property rehab/construction to permanent 30-year DSCR loan

Buying investment properties can be costly and risky. What makes the most practical sense when you consider costs and risk associated with a project? Buying a property with an existing structure and rehabbing it often makes the most sense. Ground up const

Nov 07, 2025 | Non QM Investor Loans Real Estate Investment Loans DSCR

The Jumbo Reverse Mortgage.  From Fledgling, to the Strongest Horse in the Race.

The Jumbo Reverse Mortgage. From Fledgling, to the Strongest Horse in the Race.

The Jumbo Reverse has clearly become an avid competitor in the Reverse Mortgage market with offerings of high loan limits, younger age thresholds, and higher equity access levels as compared to government insured options. The Jumbo Reverse will allow borr

Sep 03, 2025 | HECM Reverse Mortgage private label reverse mortgage Jumbo Reverse Mortgage

Reverse Mortgages.  A retirement planning vehicle to increase cash flow and protect your estate.

Reverse Mortgages. A retirement planning vehicle to increase cash flow and protect your estate.

Reverse Mortgages have broad application for retirees and seniors depending on the current health of the applicant. For those that are generally healthy and desire to stay in their home, the likely strategy for adding a reverse mortgage would be increasin

Mar 19, 2025 | Reverse Mortgage supplemental retirement income Age in Place cashflow

Introducing Specialized Home Equity Lines or HELOCs

Introducing Specialized Home Equity Lines or HELOCs

Have you ever considered a HELOC?  This new program is now available for loan amounts up to $750,000, which is much higher than the traditional banking loan limit cap of $250,000-$400,000.  Our HELOCs can be established as first trust mortgages

Feb 18, 2025 | DSCR HELOC 2025 changes

New limit for the HECM Reverse Mortgage for 2025

New limit for the HECM Reverse Mortgage for 2025

The Federal Housing Administration (FHA) announced this week that the Home Equity Conversion Mortgage (HECM) limit for 2025 will be $1,209,750. In the industry, this is referred to as the “Max Claim Amount”.  This is the ma

Jan 22, 2025 | Reverse Mortgage 2025 changes

Controlling Debt In Retirement

Controlling Debt In Retirement

When people retire, they often go from receiving a paycheck every two weeks to a fixed income.  Many may also have businesses that they have just sold.  With this comes freedom, but with this newfound freedom there is an expectation that the lif

Nov 15, 2024 | Reverse Mortgage Retirement Planning Retirement income insecurity

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