QUESTIONS?

CALL US: 703-319-2198


Mortgage Blog

How To Use Hard Money Short Term Loans To Your Advantage

How To Use Hard Money Short Term Loans To Your Advantage

Hard Money loans are commercial real estate loans that are short term in nature for business and investment purposes.  One of the key advantages of these type of loans is quick access to non-qualifying financing.  This type of loan is ideal for

Feb 21, 2018 | Construction Loan Hard Money Loan Commercial Real Estate Investor Loans Real Estate Investment Loans

Do you need a shot of Non QM to get you over a Housing Crisis Hangover?

Do you need a shot of Non QM to get you over a Housing Crisis Hangover?

Maybe this is just what the doctor ordered.  Remnants from the crisis, such as a Short Sale, Foreclosure, or even possibly a bankruptcy, could still be holding you back.  Quality Mortgages (QM) defined is that square box of perfection that you m

Feb 20, 2018 | Short Sales foreclosure Specialized Forward Mortgages Non QM bankruptcy

Expanded Loan Programs - No Doc Investor

Expanded Loan Programs - No Doc Investor

Due to recent changes to the HECM Reverse program, we have redirected some of our focus into the areas of private Jumbo Reverse Mortgages for the higher priced homes and Specialized Forward Mortgages primarily focused on self-employed borrowers and invest

Feb 05, 2018 | investor financing No Doc Investor Loans Specialized Forward Mortgages Jefferson Mortgage Group

Private label Reverse Mortgages hit the Sweet Spot!

Private label Reverse Mortgages hit the Sweet Spot!

Private label reverse mortgages are hitting the sweet spot for higher priced homes in DC and the surrounding suburbs in Northern VA.  Many retirees have lived in their homes for a long time and have a very low cost basis.  They are comforta

Jan 23, 2018 | Reverse Mortgage HECM Reverse Mortgage Eligibility for Reverse Mortgage Age in Place Jumbo Reverse Mortgage

Reverse Mortgages - Government vs. The People - PLFs

Reverse Mortgages - Government vs. The People - PLFs

Since October 2013, it would appear that our government has been grappling with the people over principal limit factors (PLFs), otherwise referred to as home equity access levels for homeowners with Reverse Mortgages. The government actions are clearly ba

Jan 03, 2018 | Reverse Mortgage HECM Reverse Mortgage FHA Principal Limit Factor Non-recourse loan

Reverse Mortgages and Social Security

Reverse Mortgages and Social Security

Recently, there has been a lot of hype over the suggested strategy to utilize a government insured Reverse Mortgage to provide for more benefits over a lifetime with Social Security.  I do not claim to know the exact reasoning or motivation behind th

Dec 12, 2017 | Reverse Mortgage Retirement Planning supplemental retirement income HECM Reverse Mortgage Social Security

Recent Posts

Blog Tags

Reverse Mortgage HECM Reverse Mortgage Retirement Planning supplemental retirement income Seniors Retirement security Short Sales Financial Planning Traditional Mortgage Home Care Age in Place lifetime income with a Reverse Jumbo Reverse Mortgage solutions for underwater properties Government insured mortgage Long Term Care Retirement income insecurity Social Security HECM for Purchase forgiven mortgage debt home equity access Debt Mitigation private label reverse mortgage Non QM reverse credit line mortgage Investor Loans mortgage debt forgiveness act Mortgage Loan Process Eligibility for Reverse Mortgage Specialized Forward Mortgages VA LOAN FHA HUD Loan modification Annuity foreclosure Real Estate Investment Loans self-employed borrower bank statement loan 55+ Reverse to Purchase Mortgage Financial Assessments cashflow No Doc Investor Loans Jefferson Mortgage Group Interest Rates HECM Changes Inflation investor financing VA Low Score Reverse Mortgage Eligibility manual underwrite Construction Loan Fed Real Estate Economy HELOC Lending Limit increase DSCR 2025 changes QM modify your loan with your lender mortgage debt relief act Housing Market Mortgage Deliquency Non-recourse loan Fiscal Cliff Mortgage Rates Senior Advocate Medicare Real Estate Market Sandwich Generation Jumbo Reverse Second Trust mortgage debt Diversification Low Credit Score Estate Plan Senior Care Rentership Credit Score down to 500 Second Trust Gray Divorce Jumbo Mortgage Loan 2023 changes growth factor downsizing bankruptcy MIP Hard Money Loan Trump Principal Limit Factor 2021 Changes Debt Treasury DSCR Commercial Real Estate Asset Qualifer FINRA Housing Prices Business Cash-flow Property-based loan Residual Income Asset Based Mortgage HECM to Purchase OBBBA Blanket Loan Home improvements Second Trust Prequalification Unrestricted Approval Non-Qualifying Loan success story High-Value Homes LESA occupancy requirements ATR Rule assisted living LLC Seller Contribution