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Create your own Safe, Cost Effective Government-Insured Annuity today

Create your own Safe, Cost Effective Government-Insured Annuity today

When we hear the annuity pitch it starts out like this:  Put a lump sum down in your early fifties and when you turn 65 you will begin to receive monthly payments.  How much will I receive per month? Well that depends on the index, like the S &a

Jul 18, 2016 | Reverse Mortgage Retirement Planning Annuity supplemental retirement income HECM Reverse Mortgage Government insured mortgage lifetime income with a Reverse Seniors reverse credit line

10 things you should know about reverse mortgages

Nice article.  A lot of ground is covered regarding Reverse Mortgages but some key points have not been touched on that I think are important.  Although a Reverse Mortgage has a broad array of practical applications, it is always more beneficial

Jan 14, 2016 | Reverse Mortgage Retirement Planning supplemental retirement income HECM Reverse Mortgage Government insured mortgage Seniors Sandwich Generation Financial Planning Retirement security

Reverse Mortgage Myths Busted!

Myth: "Property Ownership Exchange"Fact:  When a homeowner obtains a government insured HECM Reverse Mortgage on their home this in turn establishes a mechanism for home equity access that is much easier to qualify for than a traditional fo

Dec 09, 2015 | Reverse Mortgage Retirement Planning supplemental retirement income home equity access HECM Reverse Mortgage Government insured mortgage Seniors

How to use a reverse mortgage to protect your retirement income.  Marketwatch Article Comment.

How to use a reverse mortgage to protect your retirement income. Marketwatch Article Comment.

I agree that most people should consider establishing a HECM Reverse Mortgage credit line as early in life as possible. However, although I would support the idea of using a reverse credit line to protect retirement income, I am not convinced that it has

Nov 19, 2015 | Reverse Mortgage Retirement Planning supplemental retirement income HECM Reverse Mortgage Government insured mortgage Financial Planning reverse credit line

Reverse mortgages: Useful retiree tool or bad move?

Great article.  I agree that a Reverse Mortgage is best used when it can augment an existing retirement plan.  However, in many cases where that may not be an option, there is still room for ample benefit.  I would also like to add some cla

Nov 17, 2015 | Reverse Mortgage Retirement Planning Government insured mortgage Home Care Financial Planning

Effective March 2, 2015 - Financial Assessments Loom for the HECM Reverse Mortgage Program

**Update - The Federal Housing Administration (FHA) announced Thursday that it will delay the effective date to begin financial assessments for all reverse mortgage applicants due to technical issues.  They anticipate a delay of 30-60 days from

Feb 05, 2015 | Reverse Mortgage Retirement Planning HECM Reverse Mortgage Government insured mortgage Financial Assessments

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