Buying investment properties can be costly and risky. What makes the most practical sense when you consider costs and risk associated with a project? Buying a property with an existing structure and rehabbing it often makes the most sense. Ground up const
The No Doc Investor loan, or otherwise termed DSCR loan, is a terrific vehicle for people that are interested in investment properties. Federal regulations that mandate strict mortgage loan qualification requirements have been quite stringent for owner oc
Federal rules from Dodd Frank have made it much tougher for borrowers outside the traditional channels, such as Fannie Mae, Freddie Mac, and the government loan programs, to qualify for mortgages. There are some interesting products for the self-employed
Over my entire career in the mortgage field, self-employed borrowers always stand out as the more challenging opportunities. The self-employed borrower often finds themselves in a tug of war between their accountant’s guidance and the demands of the mort
A Qualified Mortgage (QM) represents a definitive set of qualifying criteria as defined by the government under Federal Dodd Frank regulations. You can think of this as a prism, more or less, with the perfect loans by definition falling inside the p
Maybe this is just what the doctor ordered. Remnants from the crisis, such as a Short Sale, Foreclosure, or even possibly a bankruptcy, could still be holding you back. Quality Mortgages (QM) defined is that square box of perfection that you m