Mortgage Blog

"Annuitization" a Critical Component of a Successful Retirement Plan.

  I didn’t think that was a word either but according to Morningstar and the attached comprehensive retirement planning video, it is.   Your retirement, whether it be for you, a client, or a family member, is all part of a plan that is supported by pillars much like legs under a stool. This is your foundation and, as illustrated in the video, it must be solid for success.   What is the number one nemesis that almost everyone one of us will fear as we grow older? Will it be the fear of dying? No, we will fear running out of money and outliving our resour...

April 24th, 2013 | Annuity, HECM Reverse Mortgage, Retirement Planning, Reverse Mortgage, supplemental retirement income, home equity access, "Annuitization" a Critical Component of a Successful Retirement Plan.

Seniors Arrive at a Fork in the Road with Retirement and Must Decide between Finite versus Infinite Home Equity with a Reverse Mortgage!

It has to be noted that 70% of seniors are expected to have to tap their home equity to make it to retirement let alone through retirement. That is not something we really want to hear because not everyone has home equity as a vehicle. We also have to be realistic regarding Social Security and Medicare. The draw down projected on these entitlements versus the number of people paying into the programs dictate that these programs will have to be modified for them to remain as viable entitlements long term.   I am not telling you anything new. It comes down to planning fo...

February 19th, 2013 | Retirement Planning, home equity access, HECM Reverse Mortgage, Government insured mortgage, lifetime income with a Reverse, Seniors Arrive at a Fork in the Road with Retirement and Must Decide between Finite versus Infinite Home Equity with a Reverse Mortgage!

Pages: < Previous 1 2

Subscribe to Our Newsletter

Fields marked * are required
Email *
 

 

Facebook

 

Jefferson Mortgage Group LLC

2536 Leeds Rd.
Oakton, Virginia 22124
703-319-2198
FAX: 703-773-6946
info@jeffersonmortgage.com
NMLS: 935554

Located in Fairfax County, Virginia. Serving all of Virginia, Maryland, DC & Pennsylvania. 

Testimonials

Jefferson Mortgage Group LLC is licensed in Virginia, Maryland, DC & Pennslvania.
Virginia State Corporation Commission License Number MC-5659 and the Pennsylvania Department of Banking & Securities #46259 
The DC Department of Insurance, Securities, and Banking License #MLB935554
Maryland DLLR License #21586

An Equal Housing Lender

By refinancing the consumer's existing loan, the consumer's total finance charges may be higher over the life of the loan.

This material is not from HUD or FHA and has not been approved by HUD or any government agency.